Electronic Consent Agreement

This Electronic Consent Agreement ("E-Consent") applies to all communications between you and Fast Cash Advance by PN Credit, as well as any lenders you may be connected with through our service.

1. Consent to Electronic Communications

By using our services, you consent to receive all communications, disclosures, and notices electronically, including but not limited to:

• This E-Consent agreement
• Our Terms of Use and Privacy Policy
• Loan request confirmations and updates
• Loan offers from lending partners
• Marketing and promotional communications
• Account notifications and alerts
• Any legally required disclosures

2. Electronic Delivery Methods

Electronic communications may be delivered to you via:

• Email to the address you provide
• SMS/text messages to the phone number you provide
• Posting on our website or within your account
• Push notifications (if you use our mobile app)

3. Hardware and Software Requirements

To receive electronic communications, you will need:

• A computer or mobile device with internet access
• A current web browser (Chrome, Firefox, Safari, or Edge)
• A valid email address
• Sufficient storage space to save or print communications
• A printer (if you wish to print documents)

4. Updating Your Contact Information

You agree to keep your email address and phone number current. If your contact information changes, you must update it promptly by contacting us at support@pncreditunion.com or updating your account settings.

5. Paper Copies

You may request a paper copy of any electronic communication by contacting us. We may charge a reasonable fee for paper copies, except where prohibited by law. We recommend that you print or save a copy of all important communications.

6. Withdrawing Consent

You may withdraw your consent to receive electronic communications at any time by:

• Emailing us at support@pncreditunion.com

Please note that withdrawing your consent may affect your ability to use our services and may not apply to communications already in process.

7. Federal and State Law

Your consent to receive electronic communications satisfies any legal requirement that such communications be in writing, including requirements under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state laws.

8. Consent to Telephone Communications

By providing your phone number, you consent to receive calls and text messages from Fast Cash Advance by PN Credit and our lending and marketing partners at the number(s) you provide, including through the use of autodialed or prerecorded calls and text messages, for purposes including:

• Processing your loan request
• Providing loan offers and updates
• Marketing products and services
• Servicing your account

Message and data rates may apply. You are not required to consent to receive autodialed or prerecorded calls/texts as a condition of obtaining services.

9. Changes to This Agreement

We may modify this E-Consent agreement at any time. We will notify you of material changes by posting the updated agreement on our website. Your continued use of our services after such changes constitutes your acceptance of the modified agreement.

10. Contact Us

If you have questions about this E-Consent agreement, please contact us:

• PN Credit Union Company LLC
• Email: support@pncreditunion.com